Retirement may be the center of our universe at PERA, but we know that establishing stable financial footing doesn’t begin and end with planning for life after your working years. It is part of a larger picture that might also include saving for a house, socking away funds for your child’s college education, repairing your credit, or establishing an emergency fund.
And what’s the common denominator for making all of these financial steps a reality? Knowing how to manage your money and make it work for you – the very thinking behind the nationally recognized Financial Literacy Month.
Knowledge won’t necessarily spur action, but it will provide you with the “why” and the “how” – two essentials for forward movement and continued motivation. From there you can work to establish positive financial habits powered by sound information.
While money is something most of us become accustomed to seeing and dealing with from a very young age, it can be incredibly intimidating to handle as adults. However, the resources are available if you know where to look. In honor of Financial Literacy Month, check out these articles that will increase your financial knowledge no matter your age.
Financial Literacy: Starting the Conversation
Did you receive any kind of personal finance education in school? Some states are working to amp that up (including Colorado), but many kids still aren’t reaping the benefits.
6 Steps to Raising Money Savvy Kids
How can you start off your kids’ financial education on the right foot? This post includes fun games and resources to teach the basics early on.
Important Knowledge for Young Adults
You’ve earned your degree and you’re attempting to make your way in the “real world.” What financial information do you need to be paying attention to?
Planning for the Future in Your 30s and 40s
In your 30s and 40s, you’re likely to be juggling the stress of a job and family. But this is also precisely when you need to ensure that your current finances and future retirement plans are on track.
Planning for Your 50s and Beyond
With retirement inching closer, what should your financial picture look like? Here’s what you need to take into consideration.
inancial Literacy Month: What Our Parents Taught Us About Finances
We learn a great deal about money and how to (or how not to) manage it from our parents. Can you relate to any of these lessons?
Financial Tips, Tools, and Resources for Millennials
Studies have shown that Millennials are motivated but not very educated when it comes to money matters. This post is chock full of resources to help.