The Dime Roll: Teacher Gifts, Parent Tax, Bargain Shopping, & More

December 6, 2013

Are you grappling with what to get your child's teacher for the holidays? Wondering how your credit snapshot stacks up to your peers? Find that and more in this week's Dime Roll.

Money Saving Tips:
10 Awesome Yet Affordable Teacher Gifts by Maryalene LaPonsie on MoneyTalksNews
One of our awesome teachers turned guest blogger aptly pointed out that teachers get plenty of candles and other cliché gifts. If you want to really say “thank you” this holiday season, try one of these gifts instead.

Why the Next Three Weeks Will be a Bargain Shopper’s Dream by Brad Tuttle on Time
Black Friday didn’t live up to retailer’s dreams, and that, in addition to a shortened shopping season, means some nice discounts for shoppers in the upcoming weeks.

Want to Cut Costs? Get Yourself a Frugal Filter (or Two) by Donna Freedman on Wisebread
Being frugal isn’t necessarily about deprivation, it’s about making a choice between what you think you want and what will actually improve your life. Making the distinction between the two doesn’t have to be a challenge.

Money Management:
How Does Your Credit and Credit Score Compare to the Averages? by G.E. Miller on 20SomethingFinance
Experian recently gave a breakdown on the “state of credit” of each generation and the results are eye-opening. So how does your credit score, debt, and credit utilization look like compared to others in your generation? Take a look.

30 Financial Rules That Every 30-Year-Old Should Know by Jeff Rose on GoodFinancialCents
Your 30s carry a unique set of financial requirements and challenges that you might not have been tuned into in your 20s. This post offers an in-depth look at what they are and how you should tackle them.

How to Shop Safely on Your Mobile Device This Holiday Season by Rose Haywood on DebtRoundUp
More and more people are shopping on their mobile devices this holiday season and that means an increase in security threats and scams.  If you plan on going for convenience, make sure you follow these tips to keep yourself safe.

Food For Thought:
The Danger of “I Deserve This” Thinking by Stefanie on SeeDebtRun
It happens to the best of us – we have a hard day at work or complete a challenging goal and suddenly we’re in the mindset that we deserve something extra. It can be another glass or wine or an expensive outfit – either way, it’s not helpful in the long run.

3 Reasons Why Imposing a “Parent Tax” on Your Kids is a Good Idea by Lance Cothern on LenPenzoDotCom
Were you shocked when you received your first paycheck only to see a huge portion removed for taxes and the like? This blogger suggests making your kids pay a “parent tax” in order to soften the blow once said kids get their first real job. What do you think?

This Week on The Dime:
Free Colorado Apps Worth a Look
Hiring a Caregiver for Your Child: What Are Your Tax and Legal Responsibilities?