Regardless of whether your retirement date is in 4 months or 40 years, it is – or should be – a huge part of your financial picture and planning. If you want your future self to live a comfortable, happy life, your present self has to be proactive and willing to get all those financial ducks in a row early on.
It might not sound like the most exciting thing to be thinking about, but it will when you’re living the life you’ve planned, instead of just taking what a meager savings account can afford you.
If you’re ready to take the retirement savings bull by the horns, check out all the retirement posts we’ve put together over the last year. And considering we live and breathe retirement here at PERA, they are all worth a look.
Retirement Planning 101: What to Do in Your 20s, 30s, and 40s
Retirement plans need to adapt to your age, current financial picture, and current retirement plan outlook. Here’s a brief summary about what you should be thinking about in each stage of your life.
Planning for Retirement: Should You Cash Out Your Old 401(k) or IRA?
You’ve left your old employer, but now you have an old retirement account just sitting there. What should you do with it?
Investment Fees and Your 401(k) Returns
Investment fees can eat a huge chunk out of your 401(k) returns if you aren’t careful. Knowing what to look for can make all the difference.
How Little Things Can Affect Your Big Picture
Don’t think small pieces of your financial life today affect your retirement picture? Think again.
What Will Retirement Look Like For You?
A recent NIRS study found that a whopping 38 million working American households have nothing saved for retirement. Zilch. Nada.
Hitting the Magic Number: Deciding If I Can Afford to Retire
So you’ve finally built up a nice nest egg, but how do you know if you are really financially ready for retirement?
All About the Attitude: Am I Ready to Retire?
Knowing when to leave the working world isn’t just about being financially prepared – it’s about being emotionally and mentally prepared for the change as well.
Saving for Retirement: Giving Yourself a Little Extra Cushion
With today’s heightened level of economic uncertainty and volatility, it’s important to be proactive about making sure all your bases are covered.
National Save For Retirement Week: Getting Proactive (and Positive) About Retirement Planning
Sometimes feeling doomed before you've even begun the retirement planning process actually keeps you from getting started. It's time we take a proactive and positive approach to planning.
10 Things You Might Not Know About Your PERA Plus 401(k)/457 Account
In addition to your defined benefit plan, PERA also offers a 401(k) and 458 account with impressive features. Here’s what you can get from those supplemental plans.
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