The Dime Roll: Money Excuses, Downsizing, Christmas Shopping, and More

September 27, 2013

What’s a “reasonable” amount of debt to take on for college? How can you save money without spending all your time clipping coupons? It’s all in this week’s Dime Roll.

Money Saving Tips:
Make Christmas Shopping Affordable, Starting Now by Kyle James on Eyes on the Dollar
I am one of those people that complains when radio stations and stores jump the Christmas gun by decorating and playing festive music before we’ve even reached Thanksgiving. But, I also think that you can find some of the best Christmas presents at the best prices if you start looking early. This post proves that.

How to Save Money Without Worrying About Coupons by Luke Landes on Consumerism Commentary
Studies have shown that using coupons often times just promotes more spending by encouraging you to buy things your weren’t planning on buying or didn’t need in the first place. This post offers tips for saving in smart – and effective – ways.

Fall-Friendly Home: Fun and Frugal Ways to Decorate for the Season by Katrina Simeck on Parenting Squad
If you’re ready to welcome in the fall season with open arms, spruce up your space with these inexpensive decorating ideas. Your family may even want to lend a hand in the process.

Money Management:
5 Money Excuses That Held Me Back by Kristin Wong on Get Rich Slowly
Spending outside of your budget or making money moves that don’t support your overall financial health becomes much easier when you have what you consider to be valid excuses for your behavior. What are your money excuses?

Income vs Wealth – And What It Means For You by Kevin Mercadante on Cash Money Life
If you earn an impressive income are you wealthy? Not necessarily. Wealth is tied closer to smart money management than it is to a specific dollar amount on a check. Even if you don’t make much, you can still be wealthy.

How Much Student Loan Debt is Too Much? The Answer Might Surprise You by Claire Murdough on ReadyForZero
Despite the fact that many colleges charge an arm and a leg for tuition, admissions officers say that a “reasonable” amount of debt to take on is somewhere between the $20,000-$30,000 range. I’d say there is a discrepancy there.

Food For Thought:
10 Ways to Teach Kids Financial Generosity by Danielle Warchol on Saving Advice
While teaching your kids how to save and spend responsibly is essential, there is one part of financial literacy that we don’t discuss quite as often – giving responsibly. This post shares several ideas for teaching your children how to give back in positive, productive ways.

Downsizing to Happiness: 3 Women Who Discovered Less is More by Emma Johnson on Mint
For many people, at the very root of their financial blunders and missteps, is an attachment to too much stuff. What would happen if you got rid of the vast majority of that stuff and went back to basics?

This Week on The Dime: 
How Financial Passivity Has Cost Me
What Will Retirement Look Like for You?
A Day in the Life of a Court Judicial Assistant and Law Clerk